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True Path Health Plans
A family reviewing their health coverage options
Private PPO health coverage

Protect what matters most

Private PPO health plans for individuals, families, and the self-employed — broad networks, year-round enrollment, and free guidance from licensed advisors.

  • Licensed advisors
  • All 50 states
  • No obligation

Trusted nationwide, plans from carriers you know

AetnaHumanaBlue Cross Blue ShieldUnitedHealthcare
A licensed True Path advisor
A happy True Path member
About True Path

Coverage isn't about policies — it's about protecting your people

We're an independent brokerage. Our licensed advisors compare private PPO plans across major carriers and match you with coverage that fits your budget, your doctors, and your life.

“The right plan should fit your life — not the other way around.”

  • Plans from major carriers
  • Broad nationwide PPO networks
  • Year-round enrollment
  • Free, no-obligation review
Who we cover

Coverage built around your life

From choosing the right plan to enrolling with confidence, we make private PPO coverage simple, clear, and dependable.

Individual & family plans

Individual & family plans

Comprehensive private PPO coverage that keeps your doctors and travels with you.

See my options
Self-employed & 1099

Self-employed & 1099

Affordable coverage for freelancers, consultants, and contractors without an employer plan.

See my options
Early retirees (pre-65)

Early retirees (pre-65)

Bridge the gap to Medicare with flexible, month-to-month protection.

See my options
Between-jobs coverage

Between-jobs coverage

Lost employer coverage? Get a PPO plan in place fast — no open-enrollment wait.

See my options
Why True Path

Why members choose us

Independent guidance, broad networks, and real humans who treat your coverage like their own.

Reliable coverage you can count on
Fast, year-round enrollment
Education-first, never pushy
Flexible, month-to-month plans
Advisors helping a member choose coverage
“They found me a PPO with my same doctors for about half what the Marketplace wanted.”
Marcus R. · Self-employed, TX
12,000+
Members guided
50
States covered
$5,400
Avg. annual savings*
<1 hr
Typical response

*Illustrative figures based on common member scenarios. Individual results vary.

How it works

Coverage in three simple steps

01

Check eligibility

Answer a few quick questions about your household — it takes under 30 seconds and there's zero obligation.

02

Review your options

A licensed advisor compares private PPO plans side by side and walks you through the best matches for your budget and doctors.

03

Secure your coverage

Pick the plan you love and enroll with confidence. Your advisor handles the paperwork and stays available year-round.

Get started

Ready to find your plan?

Start with your state and a licensed advisor will match you to private PPO plans available in your area — no pressure, no obligation.

  • Licensed advisors, no pressure
  • Year-round enrollment
  • Free plan review — no obligation

See your plan options

Free & no obligation · licensed advisors

Step 1 of 50%

Start with your state.

Let's find your coverage

Your information is secure and private.

Takes less than 30 seconds · Free review · No obligation

Member reviews

Trusted by people like you

Real stories from individuals and families we've helped find coverage. (Illustrative examples.)

The process was simple, everything was clearly explained, and I felt confident choosing the right coverage.
JJessica T.Self-employed · TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four · FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer · CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree · AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner · CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse · multi-state
The process was simple, everything was clearly explained, and I felt confident choosing the right coverage.
JJessica T.Self-employed · TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four · FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer · CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree · AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner · CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse · multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant · NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver · GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent · NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor · OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed · IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs · WA
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant · NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver · GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent · NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor · OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed · IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs · WA