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True Path Health Plans
New York · NY

Private PPO health insurance in New York

Affordable, flexible coverage for New York individuals, families, and the self-employed — with broad networks that work in New York City, Buffalo, Rochester, and beyond.

Coverage built for New York residents

If you live in New Yorkand don't qualify for a Marketplace subsidy, you may be overpaying for health insurance. True Path Health Plans helps New York residents compare private PPO plans from major carriers and find coverage that fits their budget and doctors — available year-round, not just during open enrollment.

Whether you're self-employed in New York City, raising a family in Buffalo, or bridging the gap to Medicare, a licensed advisor will walk you through your options at no cost.

  • Broad PPO networks statewide
  • Year-round enrollment
  • Free licensed-advisor review
  • Plans from major carriers

Serving all of New York

Popular areas we help members in:

  • New York City
  • Buffalo
  • Rochester
Check NY plan prices
How does your plan compare?

Many people are overpaying for coverage they barely use

See how private PPO options may compare to Marketplace or COBRA plans. Example only — actual prices and benefits vary.

Typical Marketplace plan$750/mo
Private PPO via True Path$300/mo

Save ~$450/mo

That's over $5,400 a year back in your pocket.

Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.

Monthly premium

Marketplace

$750/mo

True Path

$300/mo

Deductible

Marketplace

$15,000

True Path

$0

Telemedicine

Marketplace

$50

True Path

$0

Doctor / specialist visit

Marketplace

$50

True Path

$0 copay

Out-of-pocket max

Marketplace

$25,000

True Path

$3,000

Co-insurance

Marketplace

40%

True Path

100%

Network

Marketplace

HMO — referral

True Path

PPO — any doctor

Coverage area

Marketplace

Limited markets

True Path

Nationwide

See what you qualify for
How it works

Finding affordable coverage is easy

No paperwork marathons. No pressure. Just a clear path from question to coverage.

  1. 01

    Check eligibility

    Answer a few quick questions about your household — it takes under 30 seconds and there's zero obligation.

  2. 02

    Review your options

    A licensed advisor compares private PPO plans side by side and walks you through the best matches for your budget and doctors.

  3. 03

    Secure your coverage

    Pick the plan you love and enroll with confidence. Your advisor handles the paperwork and stays available year-round.

Find my plan

New York health insurance FAQ

Can I get private PPO health insurance in New York?

Yes. True Path Health Plans works with licensed advisors who help New York residents compare private PPO plans from major national carriers. Coverage is available year-round, so you don't have to wait for an open enrollment window.

How much does private health insurance cost in New York?

Premiums in New York depend on your age, household size, and the plan you choose. Many healthy New York residents who don't qualify for a subsidy find private PPO premiums noticeably lower than unsubsidized Marketplace plans. An advisor can confirm exact pricing for your situation.

Do these plans cover doctors in New York City and across New York?

Private PPO plans use broad national networks, so members in New York City, Buffalo, Rochester, and throughout New York can typically keep the doctors and hospitals they already use. Your advisor will confirm network details before you enroll.

Get started

Ready to find your plan?

Start with your state and a licensed advisor will match you to private PPO plans available in your area — no pressure, no obligation.

  • Licensed advisors, no pressure
  • Year-round enrollment
  • Free plan review — no obligation

See your plan options

Free & no obligation · licensed advisors

Step 1 of 50%

Start with your state.

Let's find your coverage

Your information is secure and private.

Takes less than 30 seconds · Free review · No obligation

Member reviews

Trusted by people like you

Real stories from individuals and families we've helped find coverage. (Illustrative examples.)

“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage.”
JJessica T.Self-employed · TX
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
VVictoria L.Family of four · FL
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
BBradley O.Freelancer · CO
“The support was great from start to finish, and I never felt pressured at any point.”
SShannon M.Early retiree · AZ
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
JJose R.Small business owner · CA
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
MMarcus D.Travel nurse · multi-state
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage.”
JJessica T.Self-employed · TX
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
VVictoria L.Family of four · FL
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
BBradley O.Freelancer · CO
“The support was great from start to finish, and I never felt pressured at any point.”
SShannon M.Early retiree · AZ
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
JJose R.Small business owner · CA
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
MMarcus D.Travel nurse · multi-state
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
PPriya N.Consultant · NY
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
EEthan W.Rideshare driver · GA
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
KKaren S.Real estate agent · NC
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
TTom B.Contractor · OH
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
AAisha R.Self-employed · IL
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
DDaniel K.Between jobs · WA
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
PPriya N.Consultant · NY
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
EEthan W.Rideshare driver · GA
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
KKaren S.Real estate agent · NC
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
TTom B.Contractor · OH
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
AAisha R.Self-employed · IL
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
DDaniel K.Between jobs · WA
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